First-Time Buyer Advice

For Sale RM300K House in Ipoh

Sale – Ipoh Properties. Can You Still Find Homes Under RM300K?

Many buyers still expect RM300k to get a semi-detached or a decent-sized landed home in Ipoh. That was true a few years ago but not anymore. The RM300k Reality Check Within Ipoh town, especially in established areas like Bercham, Tambun, and Meru, semi-Ds and bigger landed homes are largely out of reach at this budget. RM300k now typically gets you a smaller single-storey terrace, often in an older...

Home Loan Rejection

đź’°Earning Big But No Loan? Uncover the Hidden Reason

This is a common question among property buyers and the answer might surprise you Bank Look at Two Key Factors When applying for a home loan, banks assess two main criteria: 1. Your Loan Eligibility Based on your income, commitments (e.g., car loans, credit cards), and credit score. 2. The Property's Market Value The bank will conduct a valuation of the property you’re planning to...

LPPSA

🏠 Skim Pembiayaan Perumahan Muda (SPPM) LPPSA – Peluang Miliki Rumah Pertama Untuk Penjawat Awam Muda

Adakah anda penjawat awam berumur 30 tahun dan ke bawah yang bercita-cita memiliki rumah sendiri? Kini, impian anda boleh direalisasikan melalui Skim Pembiayaan Perumahan Muda (SPPM) oleh Lembaga Pembiayaan Perumahan Sektor Awam (LPPSA). Skim ini diumumkan dalam Bajet 2025 oleh YAB Perdana Menteri dan mula berkuat kuasa pada 1 April 2025. 🎯 Objektif SPPM Membantu penjawat awam muda memiliki hartanah...

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