personal finance

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When applying for a home loan, car loan, or any type of financing, one of the first things banks look at is your credit report. In Malaysia, apart from CTOS, one of the key tools banks use is the CCRIS report. But what exactly is CCRIS, and how can you check your own report? Let’s break it down. 🔍 What is CCRIS? CCRIS stands for Central Credit Reference Information System. It is a system developed...